Welcome to Twelve Grains Capital, your premier private lending firm based in Sydney, specializing in immediate commercial, business, and non-bank lending solutions. Elevate your financial journey with our specialized mortgage products, providing tailored solutions for your business financing needs—secured against residential properties to specialised commercial assets.

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The name 'Twelve Grains' pays homage to the Twelve Apostles, symbolizing strength and resilience. Founded by David R. Sutantyo in 2015, Twelve Grains Holdings initially served as a holding company for diverse hospitality projects and residential mortgage brokerage. In 2020, we strategically redefined our focus while staying true to our foundational vision: to be the leading force for equitable access to capital.

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Our mission is clear: to empower Australian business owners and property investors in building wealth through strategic leverage of good debts.

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Twelve Grains Capital has facilitated loans exceeding $2 billion for countless satisfied clients. Our success is attributed to strong partnerships with major affiliates. As an ongoing supporter of Ausrelief, we actively contribute to impactful social initiatives globally.

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Connect with us today for an in-depth exploration of our offerings or explore the potential of becoming our esteemed affiliate partner. Elevate your financial future with Twelve Grains Capital—a name synonymous with excellence in lending solutions.